{"id":7392,"date":"2019-12-07T17:40:15","date_gmt":"2019-12-07T23:40:15","guid":{"rendered":"https:\/\/comunicacion.uaa.mx\/revista\/?p=7392"},"modified":"2019-12-06T00:15:50","modified_gmt":"2019-12-06T06:15:50","slug":"finanzas-saludables-fondo-de-emergencia","status":"publish","type":"post","link":"https:\/\/comunicacion.uaa.mx\/revista\/?p=7392","title":{"rendered":"Finanzas Saludables: Fondo de Emergencia"},"content":{"rendered":"<p>Gozar de una estabilidad econ\u00f3mica, adem\u00e1s saludable es algo no tan complicado de hacer si se tiene la voluntad de seguir h\u00e1bitos, los cuales nos permiten considerar de nuestro presupuesto las necesidades b\u00e1sicas, las secundarias, el ahorro, las deudas y el fondo de emergencias.<\/p>\n<p>\u00bfDe qu\u00e9 se trata?<\/p>\n<p>Esta es una cantidad de dinero a la cual vas abonando cada cierto tiempo (mes con mes, quincena con quincena, etc\u00e9tera) y que se reserva estrictamente para cuando ocurra un imprevisto o una emergencia que no se pueda sortear con ninguna otra parte de tus recursos.<\/p>\n<p>La palabra emergencia es muy subjetiva, pero podemos ponerla en el entendido de que se va a considerar la misma cuando ocurra algo como accidente, hospital, perder el trabajo, etc\u00e9tera. Sin embargo no entra en este fondo cuando te quieras dar un gusto tipo vacaciones, regalo, entre otros. Si quieres que funcione debes de ser muy consciente al momento de utilizarlo.<\/p>\n<p>\u00bfCu\u00e1nto debe tener?<\/p>\n<p>Mientras m\u00e1s amplio sea el margen guardado, te da la posibilidad de que tus finanzas normales se vean afectadas, sin embargo tampoco se trata de que te endeudes o tengas carencias por estar abonando al fondo de emergencias. Una buena manera de tener menos recursos en esta parte es contratar alg\u00fan tipo de servicio que te permita sentirte m\u00e1s desahogado en caso de que algo llegara a ocurrir, un ejemplo son los seguros.<\/p>\n<p>Para fines m\u00e1s pr\u00e1cticos un buen colch\u00f3n podr\u00eda ser tu sueldo de tres o seis meses ahorrado. Obviamente es dinero que ir\u00e1s destinando seg\u00fan te lo propongas, tienes tiempo de ir juntando y una vez que lo tengas s\u00f3lo se debe conservar.<\/p>\n<p>\u00bfY si no lo utilizo?<\/p>\n<p>Eso ser\u00eda lo ideal, pues hacer uso de este dinero viene acompa\u00f1ado generalmente de situaciones desfavorables. Pero es importante que no te deshagas de \u00e9l porque al tratarse de una reserva para poder actuar ante una emergencia, significa que tampoco podemos prever o prevenir cu\u00e1ndo y c\u00f3mo suceder\u00e1.<\/p>\n<div class=\"likebtn_container\" style=\"\"><!-- LikeBtn.com BEGIN --><span class=\"likebtn-wrapper\"  data-identifier=\"post_7392\"  data-lang=\"es\"  data-style=\"\"  data-unlike_allowed=\"\"  data-show_copyright=\"\"  data-item_url=\"https:\/\/comunicacion.uaa.mx\/revista\/?p=7392\"  data-item_title=\"Finanzas Saludables: Fondo de Emergencia\"  data-item_image=\"https:\/\/comunicacion.uaa.mx\/revista\/wp-content\/uploads\/2019\/08\/Fondos-de-emergencia-porque-deberi\u0301as-tener-uno.jpg\"  data-item_date=\"2019-12-07T17:40:15-06:00\"  data-engine=\"WordPress\"  data-plugin_v=\"2.6.64\"  data-event_handler=\"likebtn_eh\" ><\/span><!-- LikeBtn.com END --><\/div>","protected":false},"excerpt":{"rendered":"<p>Gozar de una estabilidad econ&oacute;mica, adem&aacute;s saludable es algo no tan complicado de hacer si se tiene la voluntad de seguir h&aacute;bitos, los cuales nos permiten considerar de nuestro presupuesto las necesidades b&aacute;sicas, las secundarias, el ahorro, las deudas y el fondo de emergencias. &iquest;De qu&eacute; se trata? Esta es una cantidad de dinero a&#8230;<\/p>\n<div class=\"likebtn_container\" style=\"\"><!-- LikeBtn.com BEGIN --><span class=\"likebtn-wrapper\"  data-identifier=\"post_7392\"  data-lang=\"es\"  data-style=\"\"  data-unlike_allowed=\"\"  data-show_copyright=\"\"  data-item_url=\"https:\/\/comunicacion.uaa.mx\/revista\/?p=7392\"  data-item_title=\"Finanzas Saludables: Fondo de Emergencia\"  data-item_image=\"https:\/\/comunicacion.uaa.mx\/revista\/wp-content\/uploads\/2019\/08\/Fondos-de-emergencia-porque-deberi\u0301as-tener-uno.jpg\"  data-item_date=\"2019-12-07T17:40:15-06:00\"  data-engine=\"WordPress\"  data-plugin_v=\"2.6.64\"  data-event_handler=\"likebtn_eh\" ><\/span><!-- LikeBtn.com END --><\/div>","protected":false},"author":94,"featured_media":7393,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[5],"tags":[1635,171,1221,1636,1637],"class_list":["post-7392","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-opinion","tag-ahorro","tag-dinero","tag-finanzas","tag-prevision","tag-seguros"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Finanzas Saludables: Fondo de Emergencia - Noticias<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/comunicacion.uaa.mx\/revista\/?p=7392\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Finanzas Saludables: Fondo de Emergencia - Noticias\" \/>\n<meta property=\"og:description\" content=\"Gozar de una estabilidad econ&oacute;mica, adem&aacute;s saludable es algo no tan complicado de hacer si se tiene la voluntad de seguir h&aacute;bitos, los cuales nos permiten considerar de nuestro presupuesto las necesidades b&aacute;sicas, las secundarias, el ahorro, las deudas y el fondo de emergencias. &iquest;De qu&eacute; se trata? 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